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Savings and Checking Rates

Savings & Checking
Rewards Checking
Rewards Money Market Savings
Certificates
IRA Certificates

Savings & Checking

Effective as of 08/01/2025
Type
APY*
Regular Savings

$5 minimum to open. $5 minimum to earn APY.

0.05%

Non-Interest Savings

Monthly requirements must be met to receive applicable rewards and ATM rebates (surcharge and withdrawal fees). Monthly requirements: twelve (12) debit card transactions, be enrolled in electronic statements (eStatements), receive or send at least one (1) direct deposit or ACH transaction, and log in to digital banking at least once.

N/A

Regular Checking

$300 minimum to earn APY. No longer offered. Existing accounts only.

0.03%

Non-Interest Checking

No longer offered. Existing accounts only.

N/A

Holiday Savings

$10 minimum to earn APY.

0.50%

IRA (Traditional, Roth & Rollover)

$10 minimum to open; no minimum to earn APY.

0.35%

Coverdell Educational Savings (formerly Education IRA)

$10 minimum to open; no minimum to earn APY.

0.35%

Money Market Savings - $50,000 minimum to earn APY

$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.

0.25%

Money Market Savings - $100,000 minimum to earn APY

$2,500 minimum balance to open; $10 monthly fee for Average Daily Balance below $2,500.

0.50%

Second Savings

$10 minimum to open; no minimum to earn APY.

0.05%

.

See Personal Fee Schedule
The fees applicable to your account at the Credit Union are subject to change without notice.

 


*Annual Percentage Yield (APY) is effective as of date shown above and may change at any time without notice. Fees may reduce earnings. Credit union membership required.